Disability
Both plans include:
- 24-hour coverage both on and off the job!
- Seven-day elimination period
- Accidental Death Benefit
- $1,000 Gun Shot Rider
- Light Duty Benefit**
Services we offer
Accident
We created an Accident plan with Combined Insurance to meet the need for Accident coverage for police officers. The Combined Accident Champion, Diamond or Platinum, includes on-the-job and off-the-job coverage.
Illness
Our Critical Illness Champion through Combined Insurance can help you make up for lost income if you’ve been diagnosed with a critical illness and can’t work during recovery.
Life
Lifetime Benefit Term Champion
Our Lifetime Benefit Term Champion through Combined Insurance is more than just a plan to help your family cover your final expenses. You can use your benefits to cover certain medical expenses while you are living.
Life
Group Term Life
We offer Group Term Life insurance through MetLife as part of the First Responders Benefit Trust group life plan. This plan includes an Accidental Death and Dismemberment (AD&D) benefit which pays up to the same amount you are insured.
Dental
Choose the dentist you want to go to with the Dental Indemnity (PPO) plan. Pick from MetLife’s network of dental providers with the DHMO (Dental Health Maintenance) plan. Preventative maintenance covered twice a year.
| DHMO | PPO (Indemnity) | |
|---|---|---|
| Member Only | $14.48 | $36.98 |
| Member + 1 | $26.58 | $78.68 |
| Family | $32.63 | $107.74 |
Vision
Our Vision plan is offered by Ameritas. It is a full coverage vision plan, with yearly eye exams and yearly glasses and contacts allowances.
| Member Only | $8.12 |
| Member + 1 | $16.34 |
| Family | $23.84 |